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Q & A
Q: What is worker's compensation insurance?
A: Insurance to protect you from liability.
Accidents happen. If an employee gets injured or becomes ill on the job, it is legally your problem. Worker's Compensation insurance covers medical costs and lost wages, as well as rehabilitation or physical therapy. In exchange, employees relinquish their right to sue their employer for negligence.
Q: Do I need worker's comp?
A: Yes, worker's compensation insurance is legally required for every business in the United States. If you do not have worker's comp, penalties are severe.
In California, failing to have workers' compensation coverage is a criminal
offense. Section 3700.5 of the California Labor Code make it a misdemeanor with fines up
to $10,000.
If an employee gets hurt on the job and you are not insured, you may be issued
a penalty of up to $100,000.
Q: How much does it cost?
A: Get an estimate right now!
California Worker's Compensation insurance varies based on the type of employee
and the type of load your company carriers. TruckerComp looks through thousands of records and several
companies to provide you the best estimate of your policy.
Go through the form and talk to our
agents - you can get an estimate of your policy in less than a minute!
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Sandeep Kumar
SEA Star Trucking
